Help by sharing this information Reporters Without Borders deplores the fact that the Pakistan Telecommunication Authority (PTA) blocked access to the social network Twitter for almost 12 hours yesterday on orders from the Ministry of Information Technology because of “blasphemous content,” namely a Prophet Mohamed cartoon competition.“Blocking access to a social network, even for a few hours, is an unacceptable violation of freedom of expression and access to information,” Reporters Without Borders said. “Aside from its completely disproportionate nature, this kind of blocking is both ineffective, because it is easily circumvented, and counter-productive, because it has given unprecedented publicity to the cartoon competition condemned by the Pakistani authorities.“Twitter is becoming increasingly popular in Pakistan and has acquired the status of an alternative platform for free expression and exchanging views on a wide range of political and social issues. The Pakistani authorities should face up to their responsibilities and ensure that this kind of measure, which is unworthy of a democratic government, does not recur.”A PTA spokesman told Agence France-Presse that both Facebook and Twitter were involved “We negotiated with both. Facebook agree to remove the (offending) material but Twitter did not respond.” As a result, Facebook is accessible but Twitter remains blocked. The Pakistani newspaper Dawn said Twitter had refused to remove the offending content.There is also a need for transparency about the method used to block access to Twitter. A PTA spokesman said Internet Services Providers were asked to do the blocking but Wahajuz Siraj of the Internet Services Providers Association of Pakistan (ISPAK) said the PTA had blocked the access to Twitter directly from the upstream links, without notifying ISPs.The blocking of Twitter triggered an outcry from Pakistani Internet users. The Pakistani branch of the NGO Bytes for All set up a “Rapid Response Network” to allow them to circumvent the blocking.This is not the first time the Pakistani authorities have blocked access to an entire Internet platform because of content regarded as blasphemous. Both Facebook and YouTube were blocked in mid-2010. The blocking of Facebook was imposed on 19 May 2010 because of a “Draw Mohammed Day” competition and was lifted 12 days later on the orders of a Lahore high court judge.A recent government plan to introduce a nationwide website filtering system was widely condemned by local and international NGOs, including Reporters Without Borders, at the initiative of Bolo Bhi, a Pakistani civil rights group. January 28, 2021 Find out more PakistanAsia – Pacific Receive email alerts RSF_en PakistanAsia – Pacific Pakistani journalist critical of the military wounded by gunfire News April 21, 2021 Find out more News May 21, 2012 – Updated on January 20, 2016 Violating free expression, authorites block Twitter for nearly 12 hours Pakistani TV anchor censored after denouncing violence against journalists to go further Pakistani supreme court acquits main suspect in Daniel Pearl murder Follow the news on Pakistan June 2, 2021 Find out more Organisation News News
Home / Daily Dose / Fannie Mae: Is Government’s Definition of ‘Affordability’ Accurate? Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe The Best Markets For Residential Property Investors 2 days ago Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Scott Morgan Scott Morgan is a multi-award-winning journalist and editor based out of Texas. During his 11 years as a newspaper journalist, he wrote more than 4,000 published pieces. He’s been recognized for his work since 2001, and his creative writing continues to win acclaim from readers and fellow writers alike. He is also a creative writing teacher and the author of several books, from short fiction to written works about writing. According to the U.S. Census Bureau, nearly a third of American households, owned or rented, experienced affordability problems in 2014. Fannie Mae, however, would like to challenge.The U.S. Census Bureau’s American Community Survey (ACS) found that more than 18 million homeowner households and more than 20 million renter households experienced housing affordability problems last year, with renters suffering more consistently high “cost burden” issues than owners.A household is considered cost burdened if it spends more than 30 percent of its gross income on housing costs. According to the Census, there were about 115 million households in the United States between 2009 and 2014.“These are big numbers that demand our attention,” said Nuno Mota, an economist at Fannie Mae. “However, considering that there are a number of affordability metrics currently used throughout the industry, are these numbers providing the most accurate view of the overall affordability picture, or are we only getting a partial view?”To get better answers, Fannie has launched the Housing Affordability Primer, which contrasts five common housing affordability metrics used in the industry: Housing cost-to-income ratios; researcher N.K. Kutty’s residual income approach; and the home purchase affordability indicators of the National Association of Realtors, the California Association of Realtors, and the National Association of Home Builders.“No single measure can give us a complete view of the matter.” Nuno Mota, Economist, Fannie MaeThe purpose of the primer is to give Fannie Mae insight into which indicators may offer the best insight for different facets of housing affordability. And that plural on “indicators” is emphasized repeatedly in the primer.“No single measure can give us a complete view of the matter,” Mota said.For example, the residual income approach deems that a household faces an affordability problem if the monthly income left over after covering all housing costs is less than the amount necessary to purchase a minimum level of non-housing-related items. But Kutty defines minimum non-housing consumption as two-thirds of the U.S. Census Bureau’s poverty threshold.“Although both metrics indicate consistently higher rates of affordability problems for renters than for homeowners, the residual income metric estimates markedly fewer affected households than the traditional cost burden measure, regardless of tenure status,” he said. “In 2014 the traditional cost burden measure indicated that some 9 million more renter households and 11 million more homeowner households faced affordability challenges than the residual income metric.”While Fannie Mae has no answers so far, the agency feels better prepared to find them.“A comprehensive understanding of housing affordability’s multiple measures is essential for an informed discussion on the issue,” Mota said. The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Fannie Mae: Is Government’s Definition of ‘Affordability’ Accurate? Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: DS News Webcast: Thursday 11/12/2015 Next: Nationstar Becomes the Latest Servicer to Settle Over ‘Force Placed Insurance’ The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago November 12, 2015 1,421 Views Fannie Mae Housing Affordability U.S. Housing Market 2015-11-12 Scott Morgan Tagged with: Fannie Mae Housing Affordability U.S. Housing Market in Daily Dose, Featured, Market Studies, News Related Articles
Karl Chevrolet, the new and pre-owned automotive dealership located in Ankeny, remains a designated 5-star crate engine supplier. Karl Kustoms and Karl Chevrolet continue support for drivers in five divisions and at the premier event in all of dirt track racing, the IMCA Speedway Motors Super Nationals fueled by Casey’s. Fifty dollar Karl Kustoms gift cards go to top five finishers in national Northern SportMod, Smiley’s Racing Products Southern SportMod, IMCA Sunoco Hobby Stock and Mach-1 Sport Compact point standings. All drivers in those divisions are required to display two Karl decals to be eligible for post-season point shares, which will be presented during the national awards banquet in November or mailed beginning the following week from the IMCA home office. And Modified, Northern SportMod and Hobby Stock drivers competing with crate engines who win Saturday night main events at Super Nationals receive new GM 604 or 602 crate engines, to be awarded on stage during the victory lane celebrations that follow during the Saturday, Sept. 12 race program at Boone Speedway. More information is available from Yoder at the IMCA home office, and at the www.karlkustoms.com or www.karlchevrolet.com websites. The Karl Companies have been IMCA sponsors for 22 years; 2020 is the 15th season for Karl as title sponsor of the Northern SportMod division. DES MOINES, Iowa – A unique sponsorship combination introduced by the Karl Companies rewards IMCA drivers again in 2020. “The highlight of this program continues to be the GM crate engines Karl presents at the IMCA Super Nationals,” said Kevin Yoder, director of marketing for IMCA. “We have auctioned off the winning engines for years, but only recently has Karl stepped up to replace those engines with a brand new power plant and it has it has made winning even sweeter.” “Karl Chevrolet and Karl Kustoms are excited to be a part of another great year of IMCA Racing,” said Clint Quesinberry. “We are excited to continue the engine giveaway program at Super Nationals and look forward to working with IMCA racers all season long out of our Des Moines, Iowa, location that can ship engines, parts, and provide tech support all across the country!” Des Moines high performance parts manufacturer and distributor Karl Kustoms furnishes a portion of the $9,500 point fund to be paid to top 10 drivers in national point standings for Northern SportMods, IMCA’s fastest growing division.
Andrea and Chris at Endless Adventures in Crescent Valley have joined forces with Kootenays — Borderline Boaters to once again host the Kootenay Whitewater Festival Saturday and Sunday on the Slocan River. Management and staff at Mallard’s Source for Sports are eager to help with the promotion by saluting 2010 participants as Team of the Week. Some of the 2010 paddlers include, back row, L-R, Sam Butler, Jody Ginter, Andrea Miller (Endless Adventures), Bob Dodge, Scott Cox, Nick Barisoff, Brendan Ginter, Phil Frenchy and Lerenzo Burgman. Front, Tara McPhanden, Jeff Godday, Keith Miller, Chris Ryman (Endless Adventures), Jeremy Undershoot, Laurence Bachand, Abby Dent, Nikita Churnoff, James McDonnal and Carl Jacks.
“You can’t win without that,” Memphis center Marc Gasol said. “Even if you look at teams like Golden State, you see a team that obviously has a lot of firepower, their defense is really outstanding, how they all move together at the same time, how they all shift as a unit from one side to the other … Then they give you 125 points, too. But they really do play a lot of great defense.”Against the T-Wolves, Golden State blocked nine shots — its 11th time in 12 games with at least seven swats — three by reserve Omri Casspi and another two from Draymond Green, and didn’t allow a 20-point performance by Minnesota. Nick Young came off the bench to make a career-high four steals in 20-plus minutes.“It’s finally coming along. We’re starting to put it together,” Green said. “We’re taking more ownership in one-on-one defense. We’ve just locked in more on one-on-one defense and taking on the challenge.”Part of that, according to player development coach Chris DeMarco, is “being the aggressors, being active defensively and trusting that the guys around us will help if we get beat.”While a handful of turnovers led to easy baskets by Minnesota, for the most part the Warriors were disciplined in their defensive assignments. It has been that way for a stretch of games now.It didn’t hurt Golden State shot 65.9 percent after halftime in pulling away from the overmatched Timberwolves, who were on a roll with five straight wins before the stop in Oakland.“I think you learn a lot from playing against them because that’s what a championship team looks like. They play hard. They play together. You look at their willingness to sacrifice for each other and make plays,” T-Wolves coach Tom Thibodeau said. “They had 37 assists on 48 baskets. Their defense over the last five games has been back to what their defense is. That’s why they’ve been able to win the way they’ve won. I think their willingness to sacrifice and play for each other is what makes them great. They take good shots. They make the game easy for each other. When you do that, the results will be good.”___AP Sports Writer Teresa M. Walker contributed to this report. Read Next QC cops nab robbery gang leader, cohort Typhoon Kammuri accelerates, gains strength en route to PH John Lloyd Cruz a dashing guest at Vhong Navarro’s wedding LATEST STORIES LeBron ‘obviously’ interested in owning Cavs someday CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA Stronger peso trims PH debt value to P7.9 trillion MOST READ Brace for potentially devastating typhoon approaching PH – NDRRMC Japan ex-PM Nakasone who boosted ties with US dies at 101 Goran Dragic of the Miami Heat drives on Stephen Curry of the Golden State Warriors at ORACLE Arena on November 6, 2017 in Oakland, California. Ezra Shaw/Getty Images/AFPOAKLAND, Calif. — Defense has been the theme from Day 1 for the Golden State Warriors, determined to do all the little things even better on both ends of the floor on the heels of their second NBA championship in three years.They’re blocking shots. Jumping into the passing lanes for timely steals. Getting hands in the faces of shooters.ADVERTISEMENT “I know if we focus on taking care of the basketball and playing solid defense, and focusing on that, and really, hopefully, regardless of how our offense is, we’ll be in a good position to win games,” Curry said.Golden State limited the Timberwolves to 41.3 percent from the floor and a dismal 5 of 24 on 3-pointers on the way to winning its fifth straight.“You saw how beautiful that was in the second half with 37 assists overall. It’s all about taking care of the ball and defending,” Kerr said. “The defense part I’m really pleased with. I think this is about our fifth straight really good defensive effort we have had so that’s a great sign.”He gave his team a day off Thursday before getting back to work Friday in preparation for Philadelphia.Other teams and opposing players notice the Warriors’ attention to detail on the defensive end, even if their high-flying offensive show is typically the focus of scouting reports and film sessions.ADVERTISEMENT Don’t miss out on the latest news and information. Kevin Durant out with Achilles injury; to undergo MRI on Tuesday PLAY LIST 03:12Kevin Durant out with Achilles injury; to undergo MRI on Tuesday02:57US Defense chief says alliance with Philippines remains strong01:43Who are Filipinos rooting for in the NBA Finals?01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games View comments Kammuri turning to super typhoon less likely but possible — Pagasa It wasn’t this way out of the gates this season, and coach Steve Kerr had some moments of frustration.Lately, he’s pleased with the progress and consistency.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutout“Defensively we’ve just had longer stretches of high intensity and high level of focus,” Stephen Curry said. “That’s allowed us to control the momentum of games and the flow of games.”The Warriors outscored Minnesota 44-26 in the third quarter of Wednesday night’s 125-101 win — and dominated without NBA Finals MVP Kevin Durant, who sat with a bruised left thigh but was expected to be fine by Saturday’s home game against the 76ers.
TagsTransfersAbout the authorPaul VegasShare the loveHave your say Arnesen on Anderlecht axe: No chemistry with Kompanyby Paul Vegas8 days agoSend to a friendShare the loveFrank Arnesen has spoken of his axing by Anderlecht.The former Chelsea and Tottenham football chief was dumped by the Belgian giants last week.”It didn’t catch me. I’ve always thought it was a matter of when. Our conversation was mature and respectful,” Arnesen told BT.”They thanked me for what I did, but also told me why. “One of the things was that they didn’t feel the chemistry was the way it should be between me, them, and Kompany (Anderlecht’s coach Vincent Kompany).”
There are some very good quarterbacks returning to college football in 2015. Michigan State’s Connor Cook. TCU’s Trevone Boykin. Mississippi State’s Dak Prescott. USC’s Cody Kessler. And, of course, Ohio State’s three star quarterbacks – J.T. Barrett, Cardale Jones and Braxton Miller. The Buckeyes just aren’t sure who will be their starter, and that’s OK. ESPN is confident enough in Urban Meyer that they’ve tabbed the generic “QB For Ohio State” as one of the country’s top returning signal callers. Pretty hilarious graphic pic.twitter.com/wkwU7f88pp— Andrew Gaug (@AndrewGaug) January 23, 2015You’ve got it pretty good, Ohio State fans. Which quarterback do you want to see behind center for the Buckeyes come fall – Barrett, Jones or Miller?
Story Highlights Minister of State in the Ministry of Education, Youth and Information, Hon. Floyd Green, says the Ministry will be pushing for even greater performance by students in external examinations, especially Caribbean Secondary Education Certificate (CSEC) subjects. Speaking at TIP Friendly Society’s 2018 Scholarship awards luncheon at the Knutsford Court Hotel in New Kingston on August 17, Mr. Green cited the increase in students’ performance in CSEC, which showed an overall increase of 3.8 per cent this year when compared to 2017, and emphasised that Jamaica’s youth can improve their annual performance in all external examinations. Minister of State in the Ministry of Education, Youth and Information, Hon. Floyd Green, says the Ministry will be pushing for even greater performance by students in external examinations, especially Caribbean Secondary Education Certificate (CSEC) subjects.Speaking at TIP Friendly Society’s 2018 Scholarship awards luncheon at the Knutsford Court Hotel in New Kingston on August 17, Mr. Green cited the increase in students’ performance in CSEC, which showed an overall increase of 3.8 per cent this year when compared to 2017, and emphasised that Jamaica’s youth can improve their annual performance in all external examinations.“We’re equally as happy, as you would have heard from the Minister of Education, Youth and Information. We’ve seen an improvement in our CSEC results. In fact, 22 out of the 34 subject areas saw improvement. In Mathematics, we saw improvement in the performance [and] improvement in English. That is something to celebrate,” Mr. Green said.The State Minister said that Jamaica’s teachers should also be commended for the increase, as they, along with parents and guardians, play a major role in imparting knowledge for the students to be prepared for the external examinations.“Our teachers work extraordinarily hard to ensure the success of our children. We have to remember the teachers in the journey. We have a lot of self-less teachers who go above and beyond to prepare students. Some of them take the pass results as serious as if the child was their own, and we must applaud our teachers,” Mr. Green said.At the luncheon, 37 young persons, whose parents are members of the TIP Friendly Society, were awarded with scholarships for their outstanding achievement in their studies.The youth included 28 students who sat the Grade Six Achievement Test (GSAT); six students in high schools, two students pursuing undergraduate degrees and one student pursuing a post graduate degree.One of the GSAT awardees, Joel Barnett, scored a perfect 100 in all the subjects he took. “We’re equally as happy, as you would have heard from the Minister of Education, Youth and Information. We’ve seen an improvement in our CSEC results. In fact, 22 out of the 34 subject areas saw improvement. In Mathematics, we saw improvement in the performance [and] improvement in English. That is something to celebrate,” Mr. Green said.
LONDON — British lawmakers are heading off for a holiday break with visions of Brexit dancing in their heads, and a big decision to make.Parliament breaks up Thursday for a 17-day Christmas recess, with no decision on whether to approve the government’s divorce deal with the European Union.Prime Minister Theresa May postponed a vote on the deal last week to avert heavy defeat. It has been rescheduled for the week of Jan. 14, but opposition remains strong across the political spectrum.Amid the impasse, Britain and the EU have triggered plans to try to limit the economic chaos if Britain leaves the bloc on March 29 with no deal.The government hopes the prospect of a disruptive Brexit will persuade lawmakers to vote for May’s deal when they come back.The Associated Press
Spending time online, gaming or watching TV, especially before bedtime, may not damage young people’s mental health, finds a new research challenging previous notions on screen time. The study casts doubt on the widely-accepted relationship between screen time and well-being in adolescents. The research examined more than 17,000 teenagers and found that adolescents’ total screen time per day had little impact on their mental health, both on weekends and weekdays. Also Read – An income drop can harm brainIt also found that the use of digital screens 2 hours, 1 hour or 30 minutes before bedtime didn’t have clear associations with a decrease in adolescent well-being, even though this is often taken as a fact by media reports and public debates. “We found little clear-cut evidence that screen time decreases adolescent well-being, even if the use of digital technology occurs directly before bedtime,” added Professor Andrew Przybylski, at the University of Oxford. The team analysed data from Ireland, the US, and the UK and used a rigorous methodology to gather how much time an adolescent spends on screens per day, including both self-reported measures and time-use diaries.